CFPB Finds Americans are Paying Upfront Fees Seeking to Lower Interest Rates on Mortgages
The CFPB issued a new report today finding that more borrowers paid “discount points” upfront as overall interest rates rose.
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CFPB revela que se están pagando tarifas para reducir tasas de interés
CFPB publica nuevo reporte donde revela que más prestatarios pagaron por “punto de descuento” mientras las tasas de interés aumentan.
Statement of CFPB Director Rohit Chopra on Risks to Consumers in Video Gaming Marketplaces
CFPB Director Rohit Chopra provided a statement on the Banking in Video Games and Virtual Worlds report.
Reporte de CFPB Identifica Riesgos en Video Juegos
La CFPB emite reporte examinando el crecimiento del comercio digital dentro de juegos de videos y mundos virtuales online.
CFPB Report Identifies Financial and Privacy Risks to Consumers in Video Gaming Marketplaces
The CFPB issued a report examining the growth of digital commerce in online video games and virtual worlds.
Prepared Remarks of CFPB Director Rohit Chopra at the National Community Reinvestment Coalition
CFPB Director Rohit Chopra provided remarks at the National Community Reinvestment Coalition’s Just Economy Conference.
Prepared Remarks of CFPB Director Rohit Chopra at the White House on Data Protection and National Security
Director Chopra at the White House on Data Protection and National Security.
CFPB Toma Acción para Detener Falsa Promesas de Transferencias Internacionales de Dinero “Gratis”
La CFPB les advierte a los proveedores de transferencias de remesas no hacer falsas declaraciones sobre el costo y la velocidad de sus servicios.
CFPB Takes Action to Halt False Claims of 'Free' International Money Transfers
The Consumer Financial Protection Bureau issued a new circular warning remittance transfer providers that false advertising about the cost or speed of sending a remittance transfer can violate federal law.
Prepared Remarks of CFPB Director Rohit Chopra for CBA Live
Director Chopra provided remarks at CBA Live on March 26, 2024.
CFPB Joins Federal and State Agencies in Coordinated Statements on Tech & Enforcement
Today, a number of federal and state agencies released agency-specific action statements on tech capacity.
2023 HMDA Data on Mortgage Lending Now Available
The Home Mortgage Disclosure Act (or "HMDA") Modified Loan Application Register (or "LAR") data for 2023 are now available on the Federal Financial Institutions Examination Council’s (or "FFIEC") HMDA Platform for HMDA filers.
Statement of CFPB Director Rohit Chopra and Chief Technologist Erie Meyer on Enhancing Agency Capabilities to Address Transformative Technologies
The CFPB is working to be a leader when it comes to building agency capabilities to address transformative technologies.
CFPB Letter to California State Legislature on Barring Medical Bills on Credit Reports
A letter written by Director Rohit Chopra to Senator Monique Limón of the California State Senate.
Prepared Remarks of CFPB Director Rohit Chopra at the Peterson Institute for International Economics Event on Revitalizing Bank Merger Review
Director Chopra provided remarks at the Peterson Institute for International Economics on ways to improve the rigor of bank merger review.
Submission of CFPB Director Rohit Chopra to the Appraisal Subcommittee Regarding Oversight of the Appraisal Foundation
On March 8, 2024, CFPB Director Rohit Chopra submitted a comment to the Appraisal Subcommittee regarding oversight of The Appraisal Foundation.
Prepared Remarks of CFPB Director Rohit Chopra at the Financial Data Exchange Global Summit
Director Chopra provided remarks at the Financial Data Exchange Global Summit.
Consumer Advisory: Opportunity to cancel student loan debt ends soon
Many student loan borrowers have an opportunity to have their entire student loans cancelled or receive more credit towards cancellation, but they must act before April 30, 2024.
CFPB Letter to New York State on the Prohibition on Abusive Conduct
A letter written by Brian Shearer, CFPB Assistant Director of the Office of Policy Planning and Strategy, to Kathy Hochul, Governor of New York State, and members of the New York State Assembly and Senate.
CFPB Director Rohit Chopra’s Letter to the Appraisal Subcommittee
A letter written by Director Rohit Chopra to the Appraisal Subcommittee.
CFPB Prohíbe el Cobro de Excesivas Penalidades por Atraso en Tarjetas de Crédito, la Tarifa Típica Baja de $32 a $8
La CFPB finalizó hoy una normativa que corta el cobro de excesivas penalidades por atraso en tarjetas de crédito al cerrar un vacío legal, explotado por los grandes emisores de las mismas.
CFPB Bans Excessive Credit Card Late Fees, Lowers Typical Fee from $32 to $8
The Consumer Financial Protection Bureau (CFPB) ) finalized a rule today to cut excessive credit card late fees by closing a loophole exploited by large card issuers.
Statement of CFPB Director Rohit Chopra on the Final Rule to Close the Credit Card Late Fee Loophole
The Consumer Financial Protection Bureau is taking action to rein in junk fees on credit cards, increase competition, and put billions of dollars back in the pockets of American families.
CFPB Emite Directrices para Regir los Resultados Arreglados de Comparaciones de Tarjetas de Crédito y Otros Productos Financieros
CFPB explica como las compañías que operan herramientas de comparación de productos financieros, pueden violar la ley cuando favorecen a ciertos productos o prestamistas, porque reciben comisiones por ello.
CFPB Issues Guidance to Rein in Rigged Comparison-Shopping Results for Credit Cards and Other Financial Products
The CFPB explained how companies operating comparison-shopping tools can break the law when they steer consumers to certain products or lenders because of kickbacks.